TERMS OF USE

This Site is operated by Pannonia Lending Partners LLC (“we,” “us,” or “Pannonia Lending Partners”). By using this Site, you agree to these Terms of Use, which form a legal agreement between you and Pannonia Lending Partners. If you don’t agree, please do not use the Site.

Definitions

• Site: the online lending platform owned and operated by Pannonia Lending Partners LLC.
• Products: consumer loans and related services offered on the Site.

License and Use

All content on this Site (text, images, software, etc.) is owned by Pannonia Lending Partners or its licensors and protected by law. You may access and use the Site for personal, non-commercial purposes only, without modifying or removing any notices.

You may not:

• Use the content for competing services or share it with competitors.
• Copy, distribute, reverse engineer, or use automated tools to extract data.
• Upload harmful code or violate any laws using the Site.
• Misrepresent yourself or engage in illegal or harmful activity.

We may limit, suspend, or terminate your access at any time without notice.

Services and Content

The Site provides proprietary information and software related to loans and financial services. All rights to the content and data remain with Pannonia Lending Partners.

Termination

We may terminate or block your access to the Site at any time. Upon termination, you must stop using and delete any Site content in your possession.

Eligibility

You may use the Site only if you comply with these Terms and applicable laws. You represent that you are at least 18 years old. Users previously removed from the Site are not allowed to return. You may not transfer your rights or obligations under these Terms.

Information About You

We collect personal and non-personal data you submit or that is collected automatically (e.g., IP address, usage data). This data helps us improve the Site and provide support. We protect your information using physical and electronic safeguards. The Site is not intended for users under 18, and children should not submit information.

For questions, contact us at support@pannoniafcu.org or phone (any US number).

Links and Framing

Links to the Site must be plain text and authorized by us. No replication, framing, false endorsements, or unauthorized use of our trademarks or logos is allowed. The Site may link to third-party websites, but we are not responsible for their content or services.

No Warranties

The Site and content are provided "as is" without warranties of any kind, including accuracy or fitness for purpose. We do not guarantee the Site is virus-free and may change or discontinue services without notice. Use the Site at your own risk.

Cookies

The Site uses cookies to enhance functionality. Disabling cookies may limit your access.

Trademarks

All trademarks on the Site are owned by Pannonia Lending Partners or third parties and cannot be used without permission.

Ownership

Pannonia Lending Partners retains all rights to the Site and its content. You receive only a limited license to use the Site as permitted by these Terms. You agree not to infringe our intellectual property or remove notices.

U.S. Government Rights

The Site contains licensed commercial technical data and software governed by applicable federal regulations.

Governing Law

These Terms and your use of the Site are governed by the laws of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria and federal law.

Limitation of Liability

Pannonia Lending Partners is not liable for damages arising from use or inability to use the Site, including losses from viruses, errors, or interruptions. Your sole remedy is to stop using the Site.

Your Liability

If you cause a disruption, you are responsible for all related costs, including legal fees. Breach of these Terms may result in termination of your access and other legal remedies.

Indemnity

You agree to indemnify and hold harmless Pannonia Lending Partners LLC and related parties from any third-party claims, losses, or expenses (including attorneys’ fees) arising from your or your users’ use or misuse of the Site or violation of these Terms. You will cooperate in defense efforts. We may take control of the defense at your expense and you must not settle claims without our written consent.

Modifications to Site; Changes to Terms

Pannonia Lending Partners LLC may modify or discontinue the Site at any time without notice and is not liable for any changes. We may update these Terms by posting new versions on the Site. It is your responsibility to review updates. Continued use means acceptance of changes.

Miscellaneous

These Terms are the entire agreement regarding the Site and supersede prior agreements, except any separate written license agreements. Your obligations bind your successors and cannot be assigned without prior written consent. If any part of these Terms is invalid, it will be replaced by a valid provision with similar intent. No waiver of any term is a waiver of others. Notices must be sent to support@pannoniafcu.org or by mail to Pannonia Lending Partners LLC Legal Department .

Force Majeure

The Site uses third-party networks beyond our control. We do not guarantee delivery or accuracy of information transmitted via these networks. We are not liable for delays or failures caused by events beyond our control, such as natural disasters, government actions, or service interruptions.

Privacy

By using the Site, you consent to collection, use, and processing of your personal data in the U.S. as described in our Privacy Policy.

Copyright Infringement Notice

We respect intellectual property rights and may restrict or terminate access for repeated copyright violations. To report infringement, contact our DMCA agent at support@pannoniafcu.org.